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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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To be honest, and remember here that I am a BLUE DOG DEMOCRAT at this point, I think that might be a good idea. Now if only ONE spouse needs to go into care, the other spouse needs the home to live in. BUT, if there IS only one spouse, then I think their assets should go down to a certain amount and I am not certain that that shouldn't include the home. I think California's 100,000 kept might be a good reasonable amount, and then you can get Medicaid, but not if you have assets that can be sold for your care. We work, I believe, to save for our care. Not to pass on homes to our kids; they need to work for their homes as we did for ours. I am a bit middle of the road in a lot of these things. To be truthful, Medicare pays a POTLOAD of money to Hospices and the latter has responded to THAT by stripping out EVERYTHING they ever did to individualize care of the dying. Hedgefund money will be leaving HOSPICE as well if it gets cleaned up and made to function like once it did. Again, follow the money. Follow the money. It is all about the money. And it's always the big boys that are never hurt no matter HOW MUCH money they lose. We all have our wishes as to how the world is run. We all grit our teeth through the administrations of the ones we didn't vote for. We would all help one another if the houses were on fire (at least I hope so but I begin to wonder). On we go. There is a lot of fear and a lot of fear mongering and a lot of using fear, making predictions. Geaton's right. This is all a long process. At 83 almost I don't have energy to keep going ballistic at every turn. I post my memes on FB, and then have my day.
The time is coming where there won’t be a Medicaid exception to retain the house.
The time is coming where Medicare original will be eliminated in favor of Medicare Advantage. The thing the latter is most famous for is denying rehab or keeping it to the minimum number of days.
The time is coming whereas entities will have to prioritize actual citizens over the panoply of ppl who are not. If moms not a green card holder at least, I suggest the families of those who aren’t will necessarily have to do with less as all grandmas needs are on them.
I sure recommend that. As a liberal I am pretty disengaged at the moment. It helps a whole lot. You come to an age--80s--you understand you have your vote and that's about it. I did my marching. Ha ha, I have to be good enough now just to do my pleasure walks.
When did that occur, Peggy Sue? That was a state program was it, that NY State thinks not sustainable? I know they vary greatly state to State with some states (Michigan comes to mind) with amazingly generous programs. If any federal money is lost then the state will have a lot to pick up; that's for certain. Given Medicaid is a combined Federal and State program, there will be changes I would think; we will see with time. Our State of California only becoming more and more generous. Can hope that continues; but who knows.
Where I am, housing prices have gone through the roof. Elders who sell a house and downsize have plenty of funds to pay for expensive care. The money problem looks like being the next future step towards paying for hands-on caregiving – quitting an apartment or unit doesn’t provide the same bucket load of funds.
US funding through Medicaid is nothing, or total subsidy. Total subsidy looks like bad news financially for future state funding. Elders with less money (eg for AL) looks like bad news financially for user-pays.. This may be a good time for investors to take the money and run.
Agreed. Nothing has changed yet. However, it probably shouldn't come as a surprise that hedge funds/private equity will run for the hills as soon as they think their (often generous) profits may be threatened. Switzerland may hold more appeal if funding for eldercare--which is already unaffordable for many--gets cut. Only Elon Musk, tRump and their super-wealthy buddies will be able to afford it. Vulture capitalism at its glorious best!
A lot of media reports are supercharged with misinformation. Any legal changes take time. If you are stressed over the political news, I suggest you take a break from it.
I think it's time enough to talk of this when there's a bill present that suggests there will be cuts. The cuts we would discuss here on AC, I imagine, would involve elder care for the most part, or cuts to aid in funding for food programs and such. But there's little to be done other than speak with our own representatives and discuss our wishes for their votes. And to vote, ourselves.
I've said here that I have read two articles--now up to three (one being simply a Yahoo squiggle),, about Hedgefund managers and Corporations thinking to exit elder care. The reason mentioned is the uncertainty of plans for the future of elder care and the funds for it.
And that magic word "uncertainty" seems key to those that dabble (I all it gamble) in stocks; I don't. Any investments are gambles. It was thought, with aging population, there would be profit to made off us oldsters. However, perhaps not? So now a lot of facilities are being sold. Some of this has to do not only with "uncertainty about governmental aid support for Medicaid" but to do with fewer workers. While the economy has other jobs in the offing people often choose to exit elder care which is difficult.
There are so many factors in all of this, it is nebulous. It becomes political and divisive. So that for the most part people on AC choose to leave voting to our personal decisions and our own ballot box, and here we do what we can about what we KNOW about elder care. Usually our personal experience.
Long and short? Nothing is yet changed. The world of Medicaid and elder care is the same today as it was yesterday and for more than a FEW yesterdays, except for that sale and withdrawal thingy. And my brother's own Pacifica Senior Living I hear was just sold to some entity called "Cottages". So who knows. Clutching our pearls and our prayer beads simultaneously in some instances, on we go.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I am a bit middle of the road in a lot of these things. To be truthful, Medicare pays a POTLOAD of money to Hospices and the latter has responded to THAT by stripping out EVERYTHING they ever did to individualize care of the dying. Hedgefund money will be leaving HOSPICE as well if it gets cleaned up and made to function like once it did.
Again, follow the money. Follow the money. It is all about the money. And it's always the big boys that are never hurt no matter HOW MUCH money they lose.
We all have our wishes as to how the world is run. We all grit our teeth through the administrations of the ones we didn't vote for. We would all help one another if the houses were on fire (at least I hope so but I begin to wonder).
On we go.
There is a lot of fear and a lot of fear mongering and a lot of using fear, making predictions. Geaton's right. This is all a long process. At 83 almost I don't have energy to keep going ballistic at every turn. I post my memes on FB, and then have my day.
The time is coming where Medicare original will be eliminated in favor of Medicare Advantage. The thing the latter is most famous for is denying rehab or keeping it to the minimum number of days.
The time is coming whereas entities will have to prioritize actual citizens over the panoply of ppl who are not. If moms not a green card holder at least, I suggest the families of those who aren’t will necessarily have to do with less as all grandmas needs are on them.
I give this a year before all this happens.
US funding through Medicaid is nothing, or total subsidy. Total subsidy looks like bad news financially for future state funding. Elders with less money (eg for AL) looks like bad news financially for user-pays.. This may be a good time for investors to take the money and run.
Tony and I say 'at least we're going to be dead'.
The cuts we would discuss here on AC, I imagine, would involve elder care for the most part, or cuts to aid in funding for food programs and such. But there's little to be done other than speak with our own representatives and discuss our wishes for their votes. And to vote, ourselves.
I've said here that I have read two articles--now up to three (one being simply a Yahoo squiggle),, about Hedgefund managers and Corporations thinking to exit elder care. The reason mentioned is the uncertainty of plans for the future of elder care and the funds for it.
And that magic word "uncertainty" seems key to those that dabble (I all it gamble) in stocks; I don't.
Any investments are gambles. It was thought, with aging population, there would be profit to made off us oldsters. However, perhaps not?
So now a lot of facilities are being sold.
Some of this has to do not only with "uncertainty about governmental aid support for Medicaid" but to do with fewer workers. While the economy has other jobs in the offing people often choose to exit elder care which is difficult.
There are so many factors in all of this, it is nebulous. It becomes political and divisive. So that for the most part people on AC choose to leave voting to our personal decisions and our own ballot box, and here we do what we can about what we KNOW about elder care. Usually our personal experience.
Long and short? Nothing is yet changed. The world of Medicaid and elder care is the same today as it was yesterday and for more than a FEW yesterdays, except for that sale and withdrawal thingy. And my brother's own Pacifica Senior Living I hear was just sold to some entity called "Cottages". So who knows. Clutching our pearls and our prayer beads simultaneously in some instances, on we go.