Anyone had to deal with how to tell your parent that his house needs to be sold?

Aafter I moved my Mom physically from her house to mine, Her not knowing she would never go back again. We left all of her belongings except for her clothes at her house. This way she believed she was only coming for a visit. I spoke with her to allow me to be her power of attorney, She did. I am. As her Altzheimers became worse, I than sold her house Till this day, she still asks when she can go home. It's been 6 years now. I've learned to be quiet to the things that must be done for her own good. If she has a Dr appointment, I tell her were going out. If u have control to sell it, just do it and say nothing.

If you can sell his house without him knowing, it really will be better. Why upset him over something that he can’t change? He can’t go home and it can’t sit empty.

So don’t tell him and don’t show him any paperwork, if you can intercept it.

If he is never going to know, sell it and don't tell him. If the sale is inevitable and it will only upset him, don't tell him.

Just do it. Tell him that the lawyer or court made you do it. Then, don't mention it again.

My mother was in her second assisted living facility by the time I discussed selling her mobile home. It had been a mess, as for years she did not want help cleaning it and was also a pretty good hoarder. It took me and my husband, both of whom were working, many, many months to clean it out and make it somewhat marketable. Finally, when it was clear she had become more comfortable in the ALF, I advised her (as POA and daughter!) that we could no longer keep the mobile home going. She asked me, didn't she have enough money to pay the lot rent, etc.? She thought that "someday" she would be able to return to her home. She didn't understand that all her money was going to ALF costs. In fact, by that time she qualified for and was on Medicaid. I quietly explained to Mom that it was I who was paying the lot rent, fees, home insurances, etc., as there was no money remaining each month from her Social Security and small pension. Once she heard that, she "got it." She really did not have an understanding of the real financial situation, even though I had explained some of it before. As soon as she heard that I was paying for all of that out of my own savings (plus buying her special things like certain food items and pads the ALF didn't provide), she agreed that selling it was a good idea. As it was, we had to sell it for basically the cost of one month's lot rent! What has to be, must be. It's hard when your parent is not happy about such a thing, but if "unhinged" it is, well...! That is not your fault and you cannot control his reaction. Just be loving in the whirlwind! I wish you good luck.

Honestly, if you have power of attorney just go ahead and sell it. I had to do this with my mom as she was never gonna be able to go back to her own home again. I know it’s hard to tell them it’s hard for them to except that they’re losing their independence but you can just say that the doctors have decided it would be better that he not be alone

you have reached the point where you need/have to sell. Your dad is 94. He doesn't need to know. He's had a good life let him remember it as it was

The skilled nursing facility told dad today that he is moving to memory care next week. He is sad but he doesn't need that level of care anymore at the very high cost that we pay. He has begged me and begged me for months to move him but now he has second thoughts. But we're going ahead anyway. The one thing he told her several times was that he was sad he was not included in the decision. (the reason I am his guardian is because he became unable to make his own decisions years ago). When I talk to him about it, I will explain to him that because of Covid, there are no personal visits. I haven't even seen him in person, except through a window a few times, for a year now. I have only been in the new facility once and that was just inside the door but I did get a video tour. By the time he is settled, we should have approval from the court for the house sale and then I will begin that process.

I know this doesn't really answer the question but really wanted to share this. I was blessed in a way with my mom. My dad had passed away several years and the big house was getting to be too much for her. Her brother had moved in and it just wasn't working out. Meanwhile my brother passed away. He was a minister and he and my sister in law lived in a house provided by the church. They told her she could stay for at least a year and more if she needed to. At the time I was married with a nice house of my own. Mom approached me with the idea of her signing her house over to my sister in law. Number one, it wasn't my house, it was my mother's and her's to do with as she wanted. Number two, my brother was the one who used all his vacation to come into to town and take care of all that needed doing to keep the house in good repair for my mom. We lived in Florida and my husband had no interest in helping take care of my mom's place. So in my mind if my mother wanted to gift her house to my sister in law I was pleased. It would get my mom to move into an apartment she could handle and give my sister in law a place to live. It worked out well. My sister in law, now living in the same town as my mom was able to keep an eye on her for me. I told my sister in law that the house wasn't a shrine (My father had built it) and to make it her own. After getting rid of the carpenter ants she did just that. She had a lot of work on her own (I've never seen a person work so hard) to bring it up to where it needed to be and it really looks great. She and my special needs niece have been very happy there, I get to see them and mom was in an apartment she loved. We were lucky.....

Imho, although he may come unhinged, proceeding with the sale is in the best of interests.

Does he really need to know? if he has dementia I wouldn't bother telling him. If he can't be taken out to go anywhere he won't need to go back to see it, which by the way is not good for people with dementia because once you take them back to "see the house" you might be in for a big hassle trying to get them back to the memory care place. Get the court approval, contact elder attorney and get things moving. when no one lives in a house, the house actually begins to "die" because there is nothing active going on inside it. Wishing you luck.

If you believe the sale might be fairly quick, then maybe no worries about the insurance, BUT, I *would* ask to speak to someone else at the insurance agency though. Vacation homes are usually unoccupied for shorter periods of time than your dad's place.

Mom's stuff was still in the place (took me about 1 3/4 years to get it clear, clean and repaired before we could sell it), and I was there several times/week for all that time, but I was told if no one is living there (unoccupied), we needed different insurance.

Vacant is when the house is empty with no one living there. BUT, unoccupied can also be uninsured, without you being aware. An agent (esp those who just answer the phones) may not be aware of all the rules. The underwriters of the policy make the rules, and it is likely a different company. Mom's condo was attached to another unit AND close to others. not really a concern for break ins, but unoccupied means no one is living there. It has nothing to do with "stuff" being there. My parents actually had a place in FL as well, so one or the other place was "unoccupied" for about 1/2 the year. 6 months is a lot different that 1 1/2 years, with more to go!

I would recommend having a more in-depth discussion with the agent. Don't know where you are located, but one good storm could result in some serious damage (look at TX!) You don't need to find out after the fact that the policy won't cover anything.

For several reasons, I would recommend not bringing up the subject. 1) avoids upsetting/angering him, 2) he likely won't remember, so you'd have to go through this over and over and 3) your comment about his references to "home" indicates he may be in the process of forgetting this place.

Although you say the attorney is required to send a copy of the letter to where he lives, can you ask the facility to hold his mail? Since he is moving to MC next week, which place would get the letter? Would both be amenable to holding his mail for you? When my mother first moved to MC, the facility ordered medication (NOT NEEDED, she was delivered with a 3+ month supply!) through their usual place. I had requested before signing paperwork for the move that I be the one to get her medications, as she had a GREAT medical plan and it was MUCH less expensive. Long story to say the place sent the bill to mom (they didn't have my info) and mom went ballistic over it! From that point on, unless something was obviously a card or personal mail, they held ALL her mail and gave it to me. I did NOT ask them to do this, but they knew it was best not to go there!

So, the SS letter regarding my application for Rep Payee never went to her. They send these so the person has an opportunity to refuse it. By this point mom probably wouldn't even understand what it was! In your case, the attorney would fulfill his obligation! Nothing says dad has to get it (unless they send it needing some kind of signature - that would be stupid, given no one is allowed into facilities and he's living in one!)

For the first 9 months in MC, mom hounded YB any time he visited about going back to the condo. Magically, about that time, she forgot about the condo. I had no warning! First she asks if I can drop her off at her mother's on my way home. Ummm, say what? Her mother had been gone for about 40 years at that point! I managed to fluff my way past that for her to then ask if I had a key to their previous house. That had been sold at least 25 years prior to the discussion!

Clearly she had "stepped back" in time, which often happens with vascular dementia. Fluffed my way around that too! She didn't ask these questions again. Periodically she would ask about her mother, ponder what she might be doing for this holiday or that, often asked staff to call her mother (tagging that previous house to her mother too), but that was it.

So, when I finally had the place clear, clean and fixed, ready for sale, the EC attorney told me I could sign all other documents, including online, as POA, EXCEPT for the deed. It may be that her signature was required because it was a Life Estate, and it needed to be notarized. I was worried about this, as I didn't want to "jog her memory" of the condo. Turns out the notary only needed to witness her sign it, she didn't need to confirm mom knew what she was signing! Seems rather stupid when you think about that, but it served my need at the time. I passed it off as insurance paperwork, or something. She didn't really look at it or ask any questions.

Anyway, basically she was never told the condo was sold. There was no point - she might recall the place and get angry, but she wouldn't remember it later anyway. No harm, no foul.

If there's any way to avoid the discussion, esp if you can snag the mail, I wouldn't bring it up. Sure, honesty and being up front is a nice thing, but when dealing with dementia, there are better ways to be "nice" to our LOs!

If the vehicles haven't been driven in the whole 1.5 years, it might be best to donate them. Tax write off might be possible, but get some kind of appraisal first. Even just driving limited amounts can result in serious degradation - sitting for that long, you don't want the responsibility!

The only car I ever donated was damaged, undrivable, but at that time we could estimate the value. I took a reasonable Blue Book value and subtracted a good amount for the damages. They've since changed the rules, so it would be best to have an appraisal, if you want to try for a tax deduction (if they even allow those anymore!)

Selling the home:
Be sure to have copies and receipts for any work done. Repairs. Paint. Tools. Traps. Materials. These can help offset the cap gains.

"If you owned and lived in the place for two of the five years before the sale, then up to $250,000 of profit is tax-free." (Source: Turbotax)

IF the value/net from sale might more than that, there are ways to reduce gains. There's the original price paid. There can be other dates/values deducted if there are certain life changes (dad's death resulted in one.) You should be able to get the "assessed" values from the town for those years. These all add up to reduce the "gains." We could have eliminated all gains if we'd held onto it until she passed, but WHO needs that aggravation? As it was, the condo fees, RE taxes alone were sucking down about 14k/year, the heating system died and then all the glass was losing seals, so more $$$ out the window, literally and figuratively!!!

IF there were any substantial improvements and IF he/you have receipts, those might help as well (mom had hardwood laid to replace carpet - I was able to get that receipt, but couldn't do anything about the tile for kitchen and baths, plus the countertop. No clue who did the work or what it cost.)

One caveat: Whatever proceeds do come from the sale of the house could impact Medicare. They have a 2 year look back. Because mom's condo was a Life Estate, she only got a small portion from the sale (based on IRS rules), but it was enough to push her over the limit:

"If your MAGI for 2019 was less than or equal to the “higher-income” threshold — $88,000 for an individual taxpayer, $176,000 for a married couple filing jointly — you pay the “standard” Medicare Part B rate for 2021, which is $148.50 a month. At higher incomes, premiums rise, to a maximum of $504.90 a month if your MAGI exceeded $500,000 for an individual, $750,000 for a couple."

THIS was a surprise to me when it happened - it was 2 years after the sale, and only impacted that one year (confirmed when the 2021 rates were set, but sadly mom never got the reduced amount as she passed in December. Also note, even though SS is paid a month behind, they do NOT pay for the month of death, bastards! Equivalent to working a job that pays monthly, work any part of the month, but get denied the pay! You still have expenses too.)

Hopefully you have a competent tax person who can handle all this. If not, I highly recommend Enrolled Agents. They have to pass IRS test and stay up to date to maintain this status. I used one to do the trust taxes and then mom's as well, when we had to feed some of those funds into her care. Once she moved into MC (condo wasn't sold until 2 years later) she was no-tax status, as MC is fully deductible. This guy was very good and gave me all the pointers about the condo values, etc. Even though the bulk of the net went to us 3, we put it all back into the trust for her care, taking only what was needed to cover the cap gains we were assessed, which was a LOT less than if we hadn't had all these pointers!! He even estimated our cap gains, very close without doing our taxes! Cost was no more than going to the blockheads, who messed up mom's return BIG time years ago!

There are things you must do and not tell him...

1. Your attorney is smart. Listen to him
2. There is NO point in keeping his house. It serves no one. You know that already. Plus it's just one more house you have to deal with.
3. There are many cleaners who can spiff up the house. Often real estate agents have their go-tos in that area. There are many house estate people who will do a 'garage' sale for you.
4. Just get rid of it. Don't fuss on the selling price --or the rats in the shed-- take whatever money you receive ---and walk away.
5. Now, about your father. Why does he need to add one more burden to his life? He's already shown signs of memory issues; the facility already knows this. Let the dear man live and die thinking about his house --and the many memories.
6. Taking your father for a drive-by is not good either. Find reasons why he can't visit---if he even wants to.
7. There is a reason that you are his guardian: to guard him in this difficult times and make good decisions on his behalf. You know what to do.

I think there's a slight misunderstanding here: the OP has no choice about whether or not her father is informed about the house sale. She as Guardian and Conservator has to apply to the court for permission to proceed, and her father will as a matter of course be sent copies of the documentation.

What he makes of that documentation is open to question: it's not impossible that he won't make head or tail of it and will never get round to asking about it; but if he does, the answers should be truthful. It will help that the specifics will be down on paper, because that will make it easier to keep to the factual points rather than the emotional background. This is what is going to happen, these are the arrangements, these are the justifications, this is what will be done with the proceeds. The imponderables and impracticalities won't get a look-in on the application. Stick to it like glue and it should be possible to keep a tight grip on the conversation - and not get dragged off into "you promised me" "that's my life" territory.

And even if Dad is still fully in possession of the facts and perfectly well able to understand the meaning of the documents, and therefore he does throw a wobbly, well. He hasn't lost his right to have an opinion about his life and his possessions. But that storm too will pass, and while it's passing the house will be sold.

Would he understand it has to be sold to pay for his care - and it is better to sell now than when he needs higher cost care because being empty it runs the risk of squatters or people causing damage which you would hate as you have happy memories. It may be that he will be more willing and amenable to selling if he feels the house is going to suffer and it has been a happy place and should go to someone else it can make happy in case something negative happens, rather than just "it has to be sold". I don't know, we get used to making up these stories to get round difficult situations with our elderly - its always a case of finding the switch that works the solution.

I was a social worker in long term care for many years and currently work in home health. My suggestion to you is not to tell him at all. If he is suffering from dementia and likely moving to a memory care unit it would only cause an emotional upset. Ask yourself- why does he need to know? He really doesn't. You are his guardian and you are handling his affairs and doing what needs to be done for his benefit. There is no need for you to tell him. If he asks, answer with something that will not be upsetting and then redirect to another topic. You could say "we will go sometime to see the home." And then change the subject. It is called the therapeutic fibbing. I hope this helps. I would also recommend reading "the 36 hour day."

An update to this saga: Dad made the move to memory care and he is finally settled in. It took a few months. They are meeting his needs well. The woman that manages the facility is an RN and she is able to manage his medical situation. He no longer remembers how old he is. He thinks he's 52. He believes his birthday is in July (which it is) but he cannot remember what day but he can talk your ear off for 30 minutes about his time in WWII! After a number of months of working weekends to sort through the house, the estate sale company ran the sale this past weekend and it was a total success. I found them when I happened to stop at a sale in my neighborhood and was impressed with what they had going on. I rented a mini storage to hold the stuff I still need to go through. We took everything out of the house that we wanted and they did the rest and will leave the place clean. They even cleaned out the 2 sheds in the back with the rats which I would have paid someone no matter the cost. No, this process wasn't cheap. It is costing a lot to get this completed but there is no way my husband and I could have done this trying to work full time. This was 35 years accumulation and my dad threw NOTHING away. I don't think any piece of paper was allowed to leave his house! As it is, the estate sale company still has a house full of some really large stuff they need to get rid of. Better them than me. Today is a big day. The people that bought my dad's car are going to pick it up. Of everything in his house, I would say his car was his most prized possession. He cherished that car more than me. They tell me the car sold to an older couple. Quite fitting. I did receive permission from the court to sell the house and will have the realtor there soon. I can't tell dad any of this. We just keep playing along when he asks if he still owns a house.

It has been a long year but the house finally closed on Monday! So much deferred maintenance I had to deal with since end of October when we finally got an offer after 2 price drops. Haven't done the total but it was upwards of $20,000. Dad does not know. He thinks his house is being rented. But he is doing really well in MC. One less thing for me to deal with now. I have found a good list of contractors that I can use for myself in the future.