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AlvaDeer, thank you so much for the link to that article. It was an eye opener for me because I thought Medicaid recovery was for only those who were living in a nursing home and Medicaid was paying. I didn't realize a lien could happen if someone is using Medicaid as a health insurance, and not living in a nursing home.
I can see both sides of the story. Without Medicaid Recovery then the States would either cut back big time on Medicaid or raise everyone's taxes to make up the difference.
I am more than happy to raise my taxes to help those who have fallen on bad times through no fault of their own. But I will be darn if I pay taxes for someone who spent their life keeping up with the Jones and have no savings because of it.
Interesting. I like the Atlantic's articles. I'd say it's reasonable to expect some assets to be taken for Medicaid reimbursement. I mean, we all pay into Medicaid, but it has to reclaim monies sometimes to stay financially solvent. It's necessary so the program remains able to continue helping.
I don't know why anyone would think the government shouldn't recover for payments made by Medicaid. And I didn't like the comparison to Medicare. Medicare was PAID INTO by its recipients. Medicaid is pure charity! Regarding the guy in Tennessee, Medicaid can only recover HALF of the property (her half, not his). This is article is from a far left leaning "rag" whose beliefs are "the government" should pay for everything for everybody from birth to death. If you want to keep Mom's belongings, don't put her on Medicaid!
Medicaid isn’t pure charity. For goodness sake! Surely we’ve not all been living under a rock? How can it be charity when many people have to pay a monthly premium for their Medicaid? The working poor don’t get free health care courtesy of Medicaid. They have premiums and/or a share of cost. Their taxes also help fund Medicaid.
I think it is an interesting article. The sad thing is that the woman who will likely lose her home will now be destitute and dependent on the Government for help as well. So it will remain, as I like to say "Our tax dollar at work". I always remember my Dad. Worked so very hard all his life; often at two jobs, a little Motel he had with my Mom, and in the winters at the Airplane Factory in Wichita. Such a hard worker. Such a decent and kind man. And his motto was "I am going to work hard, pay my family's way best I can as long as I can. I am going to save all I can. I am going to absolutely love to pay my taxes, and I am going to hope that I am the guy still able to work, NOT the guy who needs the helping hand of my taxes." He was a believer in Insurance as well. Would say "I am going to get the best insurance out there and hope it is some other poor guy who has to use up the money I put in". He was the sort of man who sat at the picnic table trying to pick bottle caps off the ground saying "kid. Always leave a place a little better, a little cleaner than you found it". I hear him every day. He was born in 1906 and lived into his 90s. Never needed to use that tax money or that helping hand or that Insurance money, either. Fell dead asleep in his easy chair watching Monica Lewinsky on Larry King Live, with a smile on his face. I don't remember him ever even getting a parking ticket. But this is what I remember most. Kind. He was so exceptionally kind. He always had stories the depression when he tried to help the whole family and the guy selling pencils, too. He had a job. He considered himself not smart, not hardworking. He considered himself LUCKY. My bro worked as a Waiter all his life. Got nigh on close to a million with careful saving and with, as he says, REAL good luck being well, being born when he was and to who he was born to. Likely he will be able to see himself out without needing the help of our Government. He hopes so. He is so ready to go. But I know he doesn't begrudge the help he gives. I used to do double shifts. I made huge amounts of money because San Francisco paid nurses more than any city in the entire country. I imagine it still does. And of course I paid a huge amount of that in taxes. And I came home waving that fat check saying "Look at this; doing work I would do for free, making a ton of money. Uncle Bill (Clinton) is happy. I am happy. We are ALL happy". I retired at 62 and am 77 now. I have already got from our government SO MUCH MORE than I ever put into it. We all have our feelings, have our beliefs, have our politics. I am pretty happy with mine. I am pretty happy letting the next fellow have his, and hoping he has a good, good day. I hear on the forum a lot that people do not understand the possibility of losing the home they live in, often already old and disabled themselves after decades taking care of an elder. I also hear some greedy siblings at war over not dead yet parents. So we run the gamut here, I guess. And on we go.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I saw this article the other day but didn’t get to read it then. Thanks for posting the link. It’s sad but true.
I can see both sides of the story. Without Medicaid Recovery then the States would either cut back big time on Medicaid or raise everyone's taxes to make up the difference.
I am more than happy to raise my taxes to help those who have fallen on bad times through no fault of their own. But I will be darn if I pay taxes for someone who spent their life keeping up with the Jones and have no savings because of it.
Regarding the guy in Tennessee, Medicaid can only recover HALF of the property (her half, not his).
This is article is from a far left leaning "rag" whose beliefs are "the government" should pay for everything for everybody from birth to death.
If you want to keep Mom's belongings, don't put her on Medicaid!
I always remember my Dad. Worked so very hard all his life; often at two jobs, a little Motel he had with my Mom, and in the winters at the Airplane Factory in Wichita. Such a hard worker. Such a decent and kind man. And his motto was "I am going to work hard, pay my family's way best I can as long as I can. I am going to save all I can. I am going to absolutely love to pay my taxes, and I am going to hope that I am the guy still able to work, NOT the guy who needs the helping hand of my taxes."
He was a believer in Insurance as well. Would say "I am going to get the best insurance out there and hope it is some other poor guy who has to use up the money I put in".
He was the sort of man who sat at the picnic table trying to pick bottle caps off the ground saying "kid. Always leave a place a little better, a little cleaner than you found it".
I hear him every day. He was born in 1906 and lived into his 90s. Never needed to use that tax money or that helping hand or that Insurance money, either. Fell dead asleep in his easy chair watching Monica Lewinsky on Larry King Live, with a smile on his face.
I don't remember him ever even getting a parking ticket.
But this is what I remember most. Kind. He was so exceptionally kind. He always had stories the depression when he tried to help the whole family and the guy selling pencils, too. He had a job. He considered himself not smart, not hardworking. He considered himself LUCKY.
My bro worked as a Waiter all his life. Got nigh on close to a million with careful saving and with, as he says, REAL good luck being well, being born when he was and to who he was born to. Likely he will be able to see himself out without needing the help of our Government. He hopes so. He is so ready to go. But I know he doesn't begrudge the help he gives.
I used to do double shifts. I made huge amounts of money because San Francisco paid nurses more than any city in the entire country. I imagine it still does. And of course I paid a huge amount of that in taxes. And I came home waving that fat check saying "Look at this; doing work I would do for free, making a ton of money. Uncle Bill (Clinton) is happy. I am happy. We are ALL happy". I retired at 62 and am 77 now. I have already got from our government SO MUCH MORE than I ever put into it.
We all have our feelings, have our beliefs, have our politics. I am pretty happy with mine. I am pretty happy letting the next fellow have his, and hoping he has a good, good day.
I hear on the forum a lot that people do not understand the possibility of losing the home they live in, often already old and disabled themselves after decades taking care of an elder. I also hear some greedy siblings at war over not dead yet parents. So we run the gamut here, I guess.
And on we go.