Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
When there is a co-signer and the main person defaults on the loan, again the co-signer needs to make payments or it will effect their credit. If they don't and they allow the car to be reprocessed the Finance Company will sell the car at auction usually for less than the balance of the loan. So, if the balance of the loan is 10k and the Bank gets 7k at auction, then the person on the loan owes the bank the difference of 3k. If that person does not pay, the responsibility falls to the co-signer and collection agencies have the right to go after the co-signer for payment.
I really don't see where this could have been done without your father being present to sign the paperwork as co-signer.
It seems that people misunderstand what a POA means. There are two types of POA, immediate, which is in effect at the time the principle signs it. Springing, which is only effective if the principle has been declared incompetent to make informed decisions. This usually needs one or two doctors to declare incompetence.
Is your Dad competent to sign paperwork? If not, the contract with the dealer should become null and void. Are you sure Dad is a cosigner and its just not that the POA can buy and sell for Dad. I know, ridiculous that brother could buy a car for a person that can't drive it but Moms POA reads:
"To acquire, grant, bargain, purchase, exchange, lease grant options to sell, and sell and convey real or personal property, tangible, or intangible, or interests therein, on such terms and conditions as my agent deems proper within or without the state of NJ."
To me the above wording is kind of broad. I could have done anything to Moms estate that would favor me in the end.
Again, I really don't understand how your brother could have bought a car in his name and not have Dad present to sign as a co-signer. Not sure how he used his POA to accomplish that. IMO your Dads POA has nothing to do with brother being able to buy a car unless the car was put in Dads name and brother co-signed as POA.
Your brother is Dads representative. As such, he should receive no personal gain while he is assigned POA. (Unless written in the POA he can receive financial compensation for the hrs of work put in) Meaning, if he is main buyer of the car, he cannot use Dads money to make the payments. That is not the responsibility of the co-signer unless the main buyer defaults on the car loan then the cosigner is responsible for payments. If brother has made Dad main buyer, then Dad would need to make the payments. But its Dads car not brothers. So it becomes part of Dads estate.
Could your brother be thinking about defaulting on the car loan so then Dad has to pick up payments? If your Dad is incompetent, I may see a lawyer and preferably the one who wrote up the POA. Even if competent, his son is using his POA fraudulently and dad can revolk it and assign someone else.
It would depend on whether or not the document is a DPOA or POA (conditioned on certain events). It also depends on the verbage and authority created in the document.
Personally, this to me sounds like attempted fraud, especially since the father apparently is going to be obligated for a debt of which he apparently knows nothing.
If someone does try this, hopefully the vehicle seller would see a red flag and not accept the arrangement.
Is there some reason the individual attempting can't commit for his/her own obligations and wants to sneak the father into commitment?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
It seems that people misunderstand what a POA means. There are two types of POA, immediate, which is in effect at the time the principle signs it. Springing, which is only effective if the principle has been declared incompetent to make informed decisions. This usually needs one or two doctors to declare incompetence.
Is your Dad competent to sign paperwork? If not, the contract with the dealer should become null and void. Are you sure Dad is a cosigner and its just not that the POA can buy and sell for Dad. I know, ridiculous that brother could buy a car for a person that can't drive it but Moms POA reads:
"To acquire, grant, bargain, purchase, exchange, lease grant options to sell, and sell and convey real or personal property, tangible, or intangible, or interests therein, on such terms and conditions as my agent deems proper within or without the state of NJ."
To me the above wording is kind of broad. I could have done anything to Moms estate that would favor me in the end.
Again, I really don't understand how your brother could have bought a car in his name and not have Dad present to sign as a co-signer. Not sure how he used his POA to accomplish that. IMO your Dads POA has nothing to do with brother being able to buy a car unless the car was put in Dads name and brother co-signed as POA.
Your brother is Dads representative. As such, he should receive no personal gain while he is assigned POA. (Unless written in the POA he can receive financial compensation for the hrs of work put in) Meaning, if he is main buyer of the car, he cannot use Dads money to make the payments. That is not the responsibility of the co-signer unless the main buyer defaults on the car loan then the cosigner is responsible for payments. If brother has made Dad main buyer, then Dad would need to make the payments. But its Dads car not brothers. So it becomes part of Dads estate.
Could your brother be thinking about defaulting on the car loan so then Dad has to pick up payments? If your Dad is incompetent, I may see a lawyer and preferably the one who wrote up the POA. Even if competent, his son is using his POA fraudulently and dad can revolk it and assign someone else.
Personally, this to me sounds like attempted fraud, especially since the father apparently is going to be obligated for a debt of which he apparently knows nothing.
If someone does try this, hopefully the vehicle seller would see a red flag and not accept the arrangement.
Is there some reason the individual attempting can't commit for his/her own obligations and wants to sneak the father into commitment?