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Does it have to be savings? She was told it had to be a savings account.

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No. She does not have that authority and without it, the bank will not let her. Who told her she could do it and it needed to be a savings account?

With him being blind and not able to write, he can't really give someone durable and medical POA if this does not already exist. This would mean having to get guardianship for him.

Only someone who is his durable POA can deal with his finances.

SS does not recognnize a durable POA. Whoever has durable POA for him would need to see the SS people about becoming his designated payee.

Who is taking care of his SS checks? What is happening to them? They really need to be automatically deposited into his banking account, but the POA needs to become his designated payee for that to change.

Is someone his Durable POA? If no one is his durable POA, then how are his bills being payed?
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she had to be designated as his designated caregiver by the social security office. Someone told her she could only open a savings account to have his checks deposited. His wife just died that was his designated payee. He went thru 8000 dollars from insurance money in about 5 weeks.
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daddygo,

I could not find anything about the designated caregiver by social security nor could I find if that status carries any legal authority to be the designated payee.

To me, this sounds like a legal and medical emergency which needs an emergency guardianship set up for him. I may well be wrong, but anyone who went through that much money in 5 weeks is not competent to handle their own finances.

BTW, does he have any living siblings?

Keep us posted.
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Call the cops and do it now. She is a scam artist.
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Maybe the caregiver went through the momey?
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Is this regular SS or disability?
Why does he need someone to pay bills for him?
Not an unusual situation as I pay all our bills. Hubby is forget ful and looses things. He can do it but gets side tracked by something more interesting
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According to daddygo's post on another thread, he is blind and cannot write.

https://www.agingcare.com/questions/bank-wont-transfer-elders-money-148206.htm?cpage=1
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