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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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candacepoitras, scroll up to the answer given by John L. Roberts who is an Elder Law Attorney.... his post had very helpful answers on how to look for such information.
Well before my mom passed away she had a lot of information and papers before she died and I was wondering if she still had it all but I don't know because I never knew she had all this until I talked to my dad and he said she had a lot of bills and other papers but I don't know where it all went
I second the motion to start a new thread. In it, you might say how long it's been since she passed, whether she was living in her own home or with someone else. Has her home been cleared out. We'll be happy to brainstorm with you, but we need a little more to go on.
It might be more helpful, if you put more details about the situation and what you are searching for and start your own thread. Since this one is pretty old, it might get overlooked.
I can't answer your question, my friend. But I sure do second the answer by one of our site experts above . . . And would ALSO suggest you look thru your mom's check books for premium payments. I wish you much success.
And -- hopefully other people reading your question now understand the importance of keeping current and accurate records.
Maggie, I am aware of the unclaimed funds, they print a huge list in our paper every year and are online. However, how would the insurance company know that the funds are unclaimed unless they know about the person's death?
I'm still amazed that if they haven't found anything since 2008, that they'll be able to find anything now.
The insurance Information Institute has a dozen tips on how to find out if the decedent had life insurance at:How can I locate a lost life insurance policy?
At the top of the list searching through the decedent's paper to see if there are any insurance-related documents. Clues could be found in address books or with an agent or company who sold the deceased their auto or home insurance. The may know about the existence of a life insurance policy.
As you search, you may find other assets , or learn more about the estate.
I believe every state requires unclaimed funds be turned over to a kind of escrow account -- Illinois has such a searchable database on line. See if your state has one. Call your state treasurer's office and find out. You might also call your state's insurance commission. Every state has one. They'd probably be able to help you as well.
Heather, I'm not sure that there is any way to do that UNLESS you still have all her paperwork and anything that was in lockboxes or safes. Why is this question just now coming up? In the past 7 years, has no one thought of this?
If you suspect that there was a policy, you might contact some of the larger insurance companies and ask them how to inquire? They will require some identification and possibly a death certificate.
If she worked, she may have had a policy through her employer. I will say that most insurance policies that people buy are term, because the older you get, the higher the premiums.
Good Luck! Just another reason for all of us to be more organized with our important paperwork.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
And -- hopefully other people reading your question now understand the importance of keeping current and accurate records.
I'm still amazed that if they haven't found anything since 2008, that they'll be able to find anything now.
http://www.iii.org/article/how-can-i-locate-lost-life-insurance-policy
At the top of the list searching through the decedent's paper to see if there are any insurance-related documents. Clues could be found in address books or with an agent or company who sold the deceased their auto or home insurance. The may know about the existence of a life insurance policy.
As you search, you may find other assets , or learn more about the estate.
If you suspect that there was a policy, you might contact some of the larger insurance companies and ask them how to inquire? They will require some identification and possibly a death certificate.
If she worked, she may have had a policy through her employer. I will say that most insurance policies that people buy are term, because the older you get, the higher the premiums.
Good Luck! Just another reason for all of us to be more organized with our important paperwork.