I will be 90 next year. Today my mind, health, income are all o.k. I do not have any functioning relatives. For rental, medical, bank, etc. I need to list a"Whom to contact in an emergency." I contracted an elder law attorney for POA, made a testament and signed a living will, but the law office itself has nobody for "guardianship" in case of need and suggested a professional guardian and may refer me to a professional guardian. I guess they would "stand-by" and "spring into action" when the need arrived. Let me read your suggestions, advice, information.
They are not financial planners but have a unique job if you can no longer do this
Ask your law firm about that. Ours has them on staff and they will be stepping in for one of us if it is ever required.
We have a certified elder law attorney that is part of a largish law firm to ensure we won't be out on a limb in the event something happens to our attorney.