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How is she getting to the bank? Sounds like she's still driving. My Mom went through this and I was left to "take care" of the aftermath. Mom ran me off after her first initial diagnosis/hospital stay of almost a month and was told she was no longer able to drive. (I live in TN, her in AL) Well, she continued driving and ended up getting lost quite a few times and assisted home by county sheriff deputies. At that time the state stepped in and took custody of my Mom and put her back in the hospital/geriatric psych ward. I had to go to court and get guardianship of her and she was only released if she was being placed in a home, which I did. Assisted living. Since you have the POA I would definitely talk to the bank about the double signatures someone else mentioned and if you can get some type of official diagnosis from her Dr, and show that as well, you might be able to do what you need to with her bank. It's a very sad road, this disease, and you just have to do everything you can to help her at this point whether she likes it or not. My prayers are with you.
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Frustrating. I wonder if she can understand her bank statement and weekly spending log. Even if she does understand, probably not with dementia, she apparently does not care about that.

There must be some way(s) to keep her from doing this. She must be a beginning stages if she is getting to the bank and getting more money to blow.
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Your profile says Mom has a Dementia. Telling her what she shouldn't do is falling in deaf ears. She no longer can reason and short term memory means she can't remember. You r going to need to make decisions. Mom will not be able to live alone at some point. It will not be what she wants, it will be what she needs to be kept safe.
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Rosetree002 Jan 2020
Thank you for your reply. I know she can't reason and I do pay her bills , and manage the bank account. I was told that she needs her own money to spend and feel like she is in control of some things, Not working . I gave her money in the account to spend after her bills were paid.
She went thru it in a week and then went to the bank and got more and went thru it in 4 days. Now she is broke and has 4-5 day till a payday. She called to ask if I knew where her checks were, I said you don't have any money so take something back that you bought last week. I send her her bank statement and weekly spending log every week. I know she will have to move here at some point but won't even talk about it now. I'm going to start looking for some one to come in and help her with things. I just don't know where to turn or who to get involved.
Thanks
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Does she have dementia? That seems like one explanation or is this how it's always been?
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Rosetree002 Jan 2020
Yes, she does have dementia and has been seeing a neurologist. I know she doesn't think she is spending that much and I try to mail her her bank statement once a week with a spending log. She doesn't get on the computer any more and doesn't keep up her check book. She mostly uses a debit card or credit card. I put a limit on her debit card and when it was at 0 it would be declined. I thought $300 ofr 2 weeks was enough for spending money,with all bills paid. When she got to 0 she went to the bank and got another $100. That took only 4 day to spend and now she at 0 again with 5 days till another payday. She spent $400 in 10 days. I told her get your receipts and take some thing back. I would,t say spending isn't a new thing but too this extent it is.I just don't know where to turn and should I get her sisters involved with it. Maybe therapy? I'm searching for help!
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Rosetree, if a person is a big time spender, it is almost impossible to change their spending habits.

Have the bank create a two signature procedure, thus if your Mom goes to the bank to get more cash, she would also need your signature to do that. Lower the limits on the debit and credit card.
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Rosetree002 Jan 2020
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