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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Just to clarify: you're in CA, "Bernie" is your patient with which you live and there was a house fire in which you lost everything.
Who hired you? I'm assuming since Bernie has dementia, he either has a PoA or guardian (a private citizen or the county). This is the person with which you now need to speak. Also, if you can itemize the possessions you lost and provide any pictures at all, this will be helpful. I don't know what homeowner's insurance will cover.
Did Bernie cause the fire? " I'm so sorry for your loss. I hope you can be fully compensated.
This is a good question. You really aren't renting. You are a tenant sort of though. So did u need to insure ur belongings. I am wondering if your employer should have covered you as a live-in.
I actually don't see why your belongings cannot be covered under homeowners without mentioning you were a live in. Just a room with stuff in it?
This is a conversation you need to have with whoever signed your check. If that person is not forthcoming, ask for the name of clients insurance company and talk to them.
In another life I worked for State Farm,, and renters insurance was the go to for non home owners. even when DD lived in a college owned apt we got her renters insurance. Not sure about these days,, but they still sell alot of those policies . It's tricky, but since it was bad wiring, who knows? Talk to your employer first and see what they find out?
I would see an attorney about this. If you were live in and receiving mail at the place then you are considered a tenant under the law of most states. You would be considered a resident and your belongings may be covered under the homeowner's insurance policy. Discuss first with the insurance company of your patients family or whomever is paying for her care, whomever owns the home. Tell them you want to make a claim for your belongings. If you have a problem I would see and landlord and tenant specialist attorney, as I think you have a right to compensation. I wish you luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Who hired you? I'm assuming since Bernie has dementia, he either has a PoA or guardian (a private citizen or the county). This is the person with which you now need to speak. Also, if you can itemize the possessions you lost and provide any pictures at all, this will be helpful. I don't know what homeowner's insurance will cover.
Did Bernie cause the fire? " I'm so sorry for your loss. I hope you can be fully compensated.
I actually don't see why your belongings cannot be covered under homeowners without mentioning you were a live in. Just a room with stuff in it?
This is a conversation you need to have with whoever signed your check. If that person is not forthcoming, ask for the name of clients insurance company and talk to them.
if not, then you need to check if the homeowner’s policy covers the possessions of employees.
Do not believe this, check it out, follow through.
Make a claim anyway.
Even under 'negligence' for the bad wiring, you might be covered under the homeowner's policy.