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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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No. I had a client in exactly this situation. They had a fire. I was their caregiver. The homeowner insurance will not pay for caregiver wages. They will also not pay for the caregiver to be put up in a hotel so they can care for their client. My clients had to go into a nursing home and I was out of work for over a month. Don't expect a caregiver to take care of a demented elder in a hotel. Find a nursing home for them to go to. What the insurance will pay for is a respite stay in a nursing home until the house is fixed. If it is beyond repair they will pay out what it's insured for and the homeowner will have to so somewhere else.
How was the fire caused? Do you have a parent living with you and they set the fire or visa versa, you living with them and now you have no place to go?
Like said, you need to call the Homeowners insurance and find this out. I know a couple where there was a fire and the insurance company placed a trailer on the property they could live in while work was being done on the house.
If you find that a hotel is not covered, go to Social Services and see if they can help with temporary housing. Red Cross, the United Way and Salvation Army may be able to help.
Have you checked the terms and conditions of your policy? Or contacted your insurance agent? That's really the best place for you to get your answer.
I expect some policies would cover living expenses, but they are likely more expensive than those that wouldn't. But I don't think that a homeowner's policy would *automatically* cover motel expenses, just as auto insurance policies don't automatically cover rental car expenses should you get into an accident and are without your car while it's being repaired.
I sincerely hope you are asking this just to prepare for such an emergency, and not that this has already happened to you.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The homeowner insurance will not pay for caregiver wages. They will also not pay for the caregiver to be put up in a hotel so they can care for their client. My clients had to go into a nursing home and I was out of work for over a month.
Don't expect a caregiver to take care of a demented elder in a hotel. Find a nursing home for them to go to.
What the insurance will pay for is a respite stay in a nursing home until the house is fixed. If it is beyond repair they will pay out what it's insured for and the homeowner will have to so somewhere else.
Like said, you need to call the Homeowners insurance and find this out. I know a couple where there was a fire and the insurance company placed a trailer on the property they could live in while work was being done on the house.
If you find that a hotel is not covered, go to Social Services and see if they can help with temporary housing. Red Cross, the United Way and Salvation Army may be able to help.
I expect some policies would cover living expenses, but they are likely more expensive than those that wouldn't. But I don't think that a homeowner's policy would *automatically* cover motel expenses, just as auto insurance policies don't automatically cover rental car expenses should you get into an accident and are without your car while it's being repaired.
I sincerely hope you are asking this just to prepare for such an emergency, and not that this has already happened to you.