Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I stayed with her most of the time but when I had to go in the office my sister would stay... we 18 months short of the 5 year look back. Anyone have any experience with this?
If the Life Estate was done within the 5 years Medicaid may not recognize it. It has nothing to do with how much u were there or if you lived with her. The Caregiver allowance you need to be living with and caring for her for 2yrs. Not sure if u need to have done 24/7 care or you could have worked.
You need to consult with an Elder Lawyer who is versed in Medicaid law.
They are entirely different type of situations in regards to LTC Medicaid program in my understanding. It’s attorney work to deal with on both.
Caregiver exemption is for an individual who lives in the elders home who does NOT have a full time job for at least 2 years as their full time job is being a FT caregiver to an elder who otherwise would be in a SNF as the level of care needed is that of being in a NH. You would have to be able to provide documentation that was the situation, e.g. statement from elder’s physician or social worker from that period of time and with details as to the elders condition needed that level of care. If your State wants ICD -10 codes this could mean something quite comprehensive. Also is for a caregiver, like 1 (one) person who does this in lieu of having a full time job. If you were working, no exemption. The caregiver exemption allows for the home to bypass the possibility of having a estate recovery lien placed on to it, so the property can transfer to the caregiver if the elders will has it going 100% to them.
It’s not simple. It’s especially not simple if your State does all the documentation to establish caregiver status after death via estate recovery process as it could well be 1, 2, 3 or possibly more years after mom has moved out of the house and into the NH. So getting her old physician to do something like this on their letterhead may not be easy.
Life Estate is real estate title change that’s recorded at the courthouse. Hopefully attorney who did this for you had an understanding what of LTC Medicaid estate recovery administrative code for your State will be upon her death as that will be what is going to matter. Not probate but Medicaid. Some states do recognize LE as an outside of probate change. Some states do not recognize LE as an allowed outside of probate title transfer for estate recovery no matter what. What those States do vary… like some view the house as subject to regular attempt of recovery like any other after death asset; some States place a remainderman % (based on actuarial tables) onto everyone’s share affixed on the date of the filing of the LTC Medicaid application, so whatever the elders % was, will be what their recovery lien % could be attempted on. Dealing with remainderman stuff is very very much real estate attorney work as it has IRS tax filing that has to be done. Not a DIY. You need to ask the atty who did the LE as to how they will deal with the after death sequencing.
Life Estate totally different than caregiver exemption.
Please pls pls realize that due to LTC Medicaids share of cost or copay requirement, that your mom will be required do a copay of almost all her income to the NH each and every month. So her SS income, any other retirement income as well gets paid to the NH. All she gets to keep is whatever MS has as her personal needs allowance which will be under $100 and should only be used for things related to her stay at the NH. Like to pay for beauty shoppe, clothing, magazines, snacks.
So due to the copay, all house costs - taxes, insurance, mortgage if there still is one, utilities, repairs, yard - will need to be paid by her family (by you & your Sister) or these things will go unpaid. Often getting family to pay their share reliably over years and years becomes problematic over time. Should taxes go unpaid, property will go up for MS Statewide delinquent tax sale last week of August
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
You need to consult with an Elder Lawyer who is versed in Medicaid law.
Caregiver exemption is for an individual who lives in the elders home who does NOT have a full time job for at least 2 years as their full time job is being a FT caregiver to an elder who otherwise would be in a SNF as the level of care needed is that of being in a NH. You would have to be able to provide documentation that was the situation, e.g. statement from elder’s physician or social worker from that period of time and with details as to the elders condition needed that level of care. If your State wants ICD -10 codes this could mean something quite comprehensive. Also is for a caregiver, like 1 (one) person who does this in lieu of having a full time job. If you were working, no exemption. The caregiver exemption allows for the home to bypass the possibility of having a estate recovery lien placed on to it, so the property can transfer to the caregiver if the elders will has it going 100% to them.
It’s not simple. It’s especially not simple if your State does all the documentation to establish caregiver status after death via estate recovery process as it could well be 1, 2, 3 or possibly more years after mom has moved out of the house and into the NH. So getting her old physician to do something like this on their letterhead may not be easy.
Life Estate is real estate title change that’s recorded at the courthouse. Hopefully attorney who did this for you had an understanding what of LTC Medicaid estate recovery administrative code for your State will be upon her death as that will be what is going to matter. Not probate but Medicaid. Some states do recognize LE as an outside of probate change. Some states do not recognize LE as an allowed outside of probate title transfer for estate recovery no matter what. What those States do vary… like some view the house as subject to regular attempt of recovery like any other after death asset; some States place a remainderman % (based on actuarial tables) onto everyone’s share affixed on the date of the filing of the LTC Medicaid application, so whatever the elders % was, will be what their recovery lien % could be attempted on. Dealing with remainderman stuff is very very much real estate attorney work as it has IRS tax filing that has to be done. Not a DIY. You need to ask the atty who did the LE as to how they will deal with the after death sequencing.
Life Estate totally different than caregiver exemption.
Please pls pls realize that due to LTC Medicaids share of cost or copay requirement, that your mom will be required do a copay of almost all her income to the NH each and every month. So her SS income, any other retirement income as well gets paid to the NH. All she gets to keep is whatever MS has as her personal needs allowance which will be under $100 and should only be used for things related to her stay at the NH. Like to pay for beauty shoppe, clothing, magazines, snacks.
So due to the copay, all house costs - taxes, insurance, mortgage if there still is one, utilities, repairs, yard - will need to be paid by her family (by you & your Sister) or these things will go unpaid. Often getting family to pay their share reliably over years and years becomes problematic over time. Should taxes go unpaid, property will go up for MS Statewide delinquent tax sale last week of August