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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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I have no family except a nephew I seldom see. Have mild Alzheimer symptoms but still live independently. Trying to plan now for probable eventual care in a facility of some sort. Part, but not all, of my income comes from a rental property.
how many properties do you own? Because If you own the home you live in now and you also have a rental property, you won’t be eligible for Medicaid. The rental property is a non-exempt asset and will have to be sold. On the other hand, if the income property is the only property you own then you can keep it & be Medicaid eligible as long as you meet the income requirement.
Many thanks for your helpful answer. I'll sell the property eventually, but won't feel need to rush it. The rental is the only real estate I own now. The monthly income is helpful. I'll find an online source for Medicare/Medicaid information. But they have lots of info to plow through for a single question and can also be confusing. And elder law attorneys are expensive. May hire one later as other concerns arise. P.S. Nephew has POA, but doesn't accept that my mental status is anything but fine. His answer is always, "Don't worry". He knows nothing about Medicare or Medicaid.
This isn't something for you to ask on a forum, smart as some of us are (me NOT included). This is something to pass by an Elder Law Attorney. Are you the OP who asked if your Nephew could be your POA? I believe the OP I am thinking of told us that Nephew was more than willing but was out of the country? You should see an Elder Law Attorney who could give you the best answers about the proposed sale of rental property and investment for your future care. Many on Forum are quite smart on any given subject, but laws vary State to State. You are so wise in planning ahead. My bro, just prior to his accident which gave his early diagnosis was just in the process of hiring a Fiduciary to manage things for him. And Elder Law Attorneys often have great advice for Seniors without family. Laws vary state to state. Don't ask advice of friends and forums. Do go to someone in the know, explain your situation, and pay for a few hours of solid advice and forms all done.
Dosmo13, I would contact your local area on aging and ask them to help guide you to the services you have available. Talk with someone at Medicaid and find out what your state rules are.
I have a professional as my POA that is a certified elder law attorney, that guarantees that my written wishes will be followed and everything will be done according to state law so that I am protected. I think that you should also have a list of facilities that you would be okay to live in, that way you know where you are going, may not remember when the time comes, but you know now.
You can do Google searches and get the information that is being offered about what you can and can't do, that's all she does, so do it for yourself so you have more information.
I agree, speak to an attorney well versed in Medicaid. You may want to take the nephew. Young people know nothing usually concerning Medicaid or Medicare until they are approaching retirement. And even then, Medicaid seems to be left out of retirement planning. I learned so much about it from this group. Helped me when I filed for Mom.
I will say, that if you do not reside at this rental property, that it will probably be counted as income and you will need to sell it for your care. But a lawyer will be better in explaining how this all works.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
P.S. Nephew has POA, but doesn't accept that my mental status is anything but fine. His answer is always, "Don't worry". He knows nothing about Medicare or Medicaid.
You should see an Elder Law Attorney who could give you the best answers about the proposed sale of rental property and investment for your future care. Many on Forum are quite smart on any given subject, but laws vary State to State. You are so wise in planning ahead. My bro, just prior to his accident which gave his early diagnosis was just in the process of hiring a Fiduciary to manage things for him. And Elder Law Attorneys often have great advice for Seniors without family. Laws vary state to state. Don't ask advice of friends and forums. Do go to someone in the know, explain your situation, and pay for a few hours of solid advice and forms all done.
I have a professional as my POA that is a certified elder law attorney, that guarantees that my written wishes will be followed and everything will be done according to state law so that I am protected. I think that you should also have a list of facilities that you would be okay to live in, that way you know where you are going, may not remember when the time comes, but you know now.
You can do Google searches and get the information that is being offered about what you can and can't do, that's all she does, so do it for yourself so you have more information.
I will say, that if you do not reside at this rental property, that it will probably be counted as income and you will need to sell it for your care. But a lawyer will be better in explaining how this all works.