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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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As a medical POA in WI can you take out the same amount paid (self-pay) to a memory care facility and put it in another account so that when the money is gone, the other money cannot be touched by the agencies and Dad can then go on Medicare?
This is a strange question. First of all, if you only have Medical POA, you can't fool with his finances. You need financial POA for that.
Even if you put money in another account, that account has to be reported to Medicaid when applying. Or its fraud. A trust would have to be set up to protect money. But if Dad may need Medicaid within the next five years, that Trust would be null and void.
Medicaid asks for 5yrs of statements. Any large withdrawls from Dads accts would be questioned and there better be documentation to back it up.
Very bad plan, this is fraud and a medical POA does not by any stretch of the imagination give you the right to do this. And, Medicare is not the agency, it is Medicaid and they can smell fraud 2000 miles away.
Consulting an attorney that deals with elder care and Medicaid is advisable here, that fee can be paid out of Dad's assets. It sounds like you may be talking about paying family or someone as caregiver in which case it's going to be advisable to set up a contract and have records of payment etc for the Medicaid look back but if you do it properly I think it's all on the up and up and ok. Again an attorney can advise you best for your state etc but you will want to be putting the money in an account that your Dad isn't on and doesn't have anything to do with him legally I would guess.
No, dad is in a facility, they are talking about taking the same amount that he is paying monthly for his care and putting it in an account for gifting his kids and keeping a house he will never again love in.
Whomever told your sister that information is so incorrect it is not even funny.
You kids will not be getting any inheritance if your dad needs to live in a facility, period. His money is for his care, once it is gone then he can get assistance from the taxpayers and if your sister has skimmed money then your dad will be denied benefits for the amount of time that the money would have paid for.
So unless you guys want to have dad living with you, leave his money alone.
Oh, if he isn't living in his house then it should be sold and that money used for his care.
Since you don't know his financial situation, you don't know what we will or will not get but none of us want anything. There is no skimming in anyone's mindset, we just want to make sure the household bills can be paid out of his money and that he can send a wedding gift of money or an anniversary gift of money to his children or grandchildren if he decides to do that. His house cannot be sold until it has been vacated for more than 6 months, that's in a legal document.
He is allowed to earn xx# of dollars under Medicaid and have xx# of dollars to call his own, there will be plenty of money to buy wedding and other gifts.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
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APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
You need to consult a certified Eldercare attorney before attempting to move any of your dad's monies around.
Even if you put money in another account, that account has to be reported to Medicaid when applying. Or its fraud. A trust would have to be set up to protect money. But if Dad may need Medicaid within the next five years, that Trust would be null and void.
Medicaid asks for 5yrs of statements. Any large withdrawls from Dads accts would be questioned and there better be documentation to back it up.
You kids will not be getting any inheritance if your dad needs to live in a facility, period. His money is for his care, once it is gone then he can get assistance from the taxpayers and if your sister has skimmed money then your dad will be denied benefits for the amount of time that the money would have paid for.
So unless you guys want to have dad living with you, leave his money alone.
Oh, if he isn't living in his house then it should be sold and that money used for his care.