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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Mother transferred funds or gave gift of $5000.00 to son. Social worker said that because of that assisted living home won't take her and if she ever got in a home they could go after son for that $5000.00 if she defaulted in payments.
walter, you must be talking about if she needs to file for Medicaid. Medicaid will check the financial records of a person and large transfers of cash will be questioned. This is to prevent people from gifting all their money to family, then applying for the government to pay for their care. There is a 5-year look-back period when someone applies for Medicaid. A facility will not be concerned if someone gave their family a gift, but Medicaid will play close attention to where the money went when a person applies.
Medicaid will use a certain formula when calculating a penalty. A gift given 4 years before applying will not be penalized as much as one given the day before applying. The penalty for gifting gets smaller as time goes by, then vanishes at 5 years (when the look-back period is 5 years). I do not have the formulae the states use, but a gift given a while back -- say, 4 years -- will not be very large compared to the size of the gift.
This only applies if a government agency is involved, and it is the agency, not the facility, that would care.
If your mother has enough assets to pay her own way in assisted living, no problem. She can do whatever she wants with her "extra" money. If she is going to need to apply for Medicaid, then she needs to follow the Medicaid guidelines.
Walter, is this YOUR mother we're talking about? If it is, you need to gain a better understanding of how gifting of monies will impact her ability to pay for care.
Click on the Elder Care tab at the top and read " paying for care". It should explain a lot.
A facility would not hold that against your mother. I'm assuming what they are telling you is if you must apply for Medicaid to pay for your mothers care, they will not hold it against your mother, but they certainly will not say she's eligible for Mediciad. As others have said, they do a 5 year look back and will then check if any monies have been given away. Then, they will not refuse to pay for care, but she will have to wait the amount of time it would have taken o use that money to pay for her own care. For instance, if she gave away $5,000 and her care if $4,000 per month, then it would be about 6 weeks before they would start paying for her care. Not as bad as it sounds when you understand it that way. Also remember, if she owns a house, Mediciad will place a lien on it after she dies and recoup their money when the house is sold. Hope this helps...
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If your mother has enough assets to pay her own way in assisted living, no problem. She can do whatever she wants with her "extra" money. If she is going to need to apply for Medicaid, then she needs to follow the Medicaid guidelines.
Click on the Elder Care tab at the top and read " paying for care". It should explain a lot.
Then, they will not refuse to pay for care, but she will have to wait the amount of time it would have taken o use that money to pay for her own care. For instance, if she gave away $5,000 and her care if $4,000 per month, then it would be about 6 weeks before they would start paying for her care. Not as bad as it sounds when you understand it that way.
Also remember, if she owns a house, Mediciad will place a lien on it after she dies and recoup their money when the house is sold.
Hope this helps...