Hi, My mother is 66 and my father is disabled. My mother and father care for my child and live with my husband and I. I have always claimed my father who receives Medicaid and Medicare due to disability, my mother was recently made a citizen and I'm not sure if I can claim her if she ends up receiving Medicaid. I pay for everything they need but will not be able to afford insurance which came out to be over $600.
Most applicants list themselves as a tenant and itemize their share of the household expenses on the application and annual recertification.
I have never heard of a Medicare Advantage plan costing $600. If your mother is over 65, she will get Medicare. She will get Medicaid if she falls below the poverty level.
If either of your parents worked and paid into social security, they should get a monthly social security payment. You have to pay into social security to receive it. Same thing goes for Medicare----you had to have worked and paid into Medicare for 40 quarters to be eligible to receive it. It sounds like your father did work for the required amount of time & contributed into the Medicare program if he is receiving it. Did you mother do the same? If she didn't, how did they live before? What did she do for health insurance? Has she lived in the U.S. for at least 5 years before becoming a citizen?
You can call the Department of Social Services and Human Services in your area to ask that question. The is the possibility that things may have changed in the last few years. All you need to do is tell them what you need to know. You don't have to give anymore than your first name. Someone will help you.
Now that we have established Living Expenses.., the MedicAid Guidelines may include that in her budget as "GIFT INCOME" and Disqualify her..,
FINAL ADVICE - Seek Professional Help before IRS and Welfare Fraud come knocking at Door !
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