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My boyfriend and I are closing on a house next week, we’ve been renting for the past year. He just found out that his mom has squandered away over 100k in the past 4-5 years from her reverse mortgage and is now worried about money to support herself. He said if she needed to move in with us she would, didn’t ask, just said if she needed to she would. She is 84 and stubbornly unsafe and a huge fall risk with everything she does. I do not want or feel responsible for taking care of her as she gets further along and more disabled. I have met her twice and have no connection to her and I’m not even married to her son yet. I have a back injury that won’t even make it possible to help her with the slightest of transfer tasks. My boyfriend works 10-11 hour shifts and says he’ll take care of her and I’ve told him he has no idea what 24/7 care for an adult who out weighs him or I is like. I took care of my father who had a severe stroke almost ten years ago and it was mentally the hardest thing I have ever done and my thyroid basically died from all the stress involved but I loved him to death and I’d kill myself to do it again if he were still alive. I also don’t want her to pass away in my house as he thinks is only a matter of time. I don’t want to find her dead one day or have my son find her. I don’t want her dying in this house we are starting our new life in after my divorce from a 20 year marriage. I don’t love or even respect my boyfriends mother, she is the reason why my boyfriend is so lazy and disrespectful at times and I shouldn’t have to pay 35k of my own money for a down payment on a house we share ownership of (he isn’t putting anything down, but is going to make the mortgage payments once we are in) to be forced to care for his mother and support her living with us for what could be 10 more years. He has no idea what could happen and how much care she will need. Her living with us would be like having a permanent house guest that is a stranger to me. We don’t have room for her and she will have to live downstairs and come upstairs for everything she needs. I swear if my boyfriend says we have to give her our master bedroom upstairs because she “deserves the best room in the house” I think I may explode. He lets her have the best room anywhere they go on vacation and would make me sleep on the floor to give her the king bed somewhere instead of letting her sleep in the twin bed so everyone has a bed so I wouldn’t put that past him. He can’t afford to pay to have someone take care of her 24/7, and I know he will eventually use that as an excuse for why I have to take care of her since I dont work full time (which the part time job I have may not last long due to my back injuries). I paid extra to have the third bedroom for my 20yo daughter, who may return home one day and I’ll need to help her (my responsibility) to get back on her feet. His mom could sell her house and live on the 100k proffit for several years without coming straight here, but he’s telling her things like “we’d love to have you here, we’ll have a blast”, not “well if we need to have you live here because of financial issues, you’re more than welcome”….I have told him that her living downstairs and sharing a bathroom with my son and not having anything she owns here and no family or friends and having lived her whole life in one town is ridiculous, she won’t be happy. She won’t see her son more than an hour a day and I am not going to become her sole caregiver and make myself Ill and further injure myself. My daughter won’t even be able to visit if she lives here because there would be nowhere for her to stay. We aren't even married and I think every possible alternative should be exhausted before even mentioning that she move in, but he’s acting like it’s happening and he’s getting her all hyped up thinking she’s coming here to live with us.

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This thread is like a fruitcake. You dont really want one but it just doesn't feel like Christmas without it. Post #195.
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Hello just wanted to ask you, if she still has her house but may lose it soon, another alternative could probably be having one of those tiny homes many people are purchasing or building and have this out on your property. Even a nice camper. That way if she has to come there she will not be living inside of the house and if you had to take care of her it wouldn’t have to be 24/7 and you both can still have your privacy.

Also instead of paying for 24/7 caregiving she may qualify for programs out there that will actually pay a family member to provide care for their own family members.
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I think the situation has reached a solution of sorts. Can it finally end?
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194
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Post 193. Everyone someone answers this post without reading i will post the next number. Only 7 more to reach 200.
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So you're buying this house 'together', even though you made the whole down payment. He's going to make the payments (he says) once everybody is moved in. If you go along with this, you will not only be taking care of his mother, but you will be making the payments because you are the only one who has a monetary investment in the property. If you don't go along with this, you will probably lose your boyfriend. You're in a tough situation. I think he is using you.
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191
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190 can we get 191?
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I am the 189th post. Can I get a 190?
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Short of canceling your plans, you must lay down the law concerning your MIL. You know how much would be involved in her care and you clearly aren't able to provide that. Your feelings toward her really aren't important. What is important is that you know you won't/can't be a 24/7 caregiver. This could go on for years. At the same time, she is your boyfriend's mother. Technically she is not a stranger. So what to do? Find a lovely apartment that she can live in using the proceeds of the sale of her home. Hopefully, this is in the town she knows near her friends, church, and the like. Research supportive services that can be lined up for when she needs them. Explain to your boyfriend that love is manifested in many ways, and keeping his mom happy in her home town and out of your home is an excellent way to show his love to her and to you. Emphasize the importance of his mother maintaining as much normalcy and independence as possible. It really is the best for everyone. If the time comes that your boyfriend needs to have his mother nearer, insist on a small apartment for her nearer to where you live, not in your home, however. If that seems impossible, then the advice of many of the other responders must be heeded.
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LynnelT4shs Feb 2022
I like your advice and especially since you mentioned eventually an apartment closer, since you see that the boyfriend is obviously going to keep his mother near and you may have little control over the situation. That’s why I was thinking about using the money and getting one of those tiny homes, that way the boyfriend has the best of both worlds and everyone can be (not happy) but at least needs will be met. Having her closer by in a tiny home on your property can also help because as her health declines, paid caregivers can come in a few days a week or so many hours a day as needed and you will have minimum to do for her. Also her son can visit her any time he likes and you may not have to be as involved with her.

hope this helps
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Alvadeer I see your smiley face and raise you two 😇😇 and one 😈
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SHE SOLVED THE PROBLEM. I THINK ITS PAGE 3 SHE GIVES AN UPDATE.
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Wow, 184 Responses and Counting! Do run away from this boyfriend!

All the Best,
Patathome01
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I want this post to get over 1000 responses.
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AlvaDeer Feb 2022
;-). ITRR taught me to make that little smiley face!
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I’d kill myself to do it again if he were still alive. --- is what you would do for your father. You also would allow your own daughter to move in. It would seem from his perspective, if your relatives are welcome to come and go, it should work both ways. You say your daughter can't visit if his mom is there -- sure she can. She can visit and you double up on sleeping arrangements while she visits. You may not want to be a caretaker to his mom, but your justification indicates you resent his mom being there while your family should be accepted with open arms by him.

If mom can sell her home and have money to live on, why not use the money for her care should he decide to allow his relative in the house - same as you.

Just my opinion, but who can live with you seems a little one sided. Perhaps you should reconsider this relationship. It's a 50/50 thing. Maybe buying a house and continuing the relationship is not in your best interest or his at this point.
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For anyone who doesn’t know, you can stop ‘following’ a thread (and getting updates in your ‘news’ box) by clicking on the three dots that come up to the right of a news post.

I am going to do this now, because these continuing comments are driving me around the twist!
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Because people keep on posting without reading, I will repeat:

“In the last few days, OP has posted that she and BF have talked through MIL’s care, agreed that she is not moving in, BF has apologised, and is now taking a different approach to MIL’s financial issues. OP and BF have been to an estate lawyer, talked through the financial risks and issues for each of them, and their legal and contribution arrangements have also changed. It seems as though the first site posters really helped, and changed things for OP. OP was clearly furious when she first posted, and was also reliving problems from her first marriage.

“OP then said “if you’re just complaining about something for no reason other than your own amusement as you said, just quit, I won’t be offended”. Seems fair enough!”
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lealonnie1 Feb 2022
Reporting your comment Margaret in hopes the admins will close this thread to further comments as 181 is plenty, esp when the OP has already solved her issue! :)
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Dear Notaslave:
If you respond after the home closing could you do it with a new thread, please. It is impossible, with 180 responses on this thread to comb through 6 pages of stuff looking for your latest posts.
I myself would be really interested not in the discussions in the household about who will move in and who will not, but about how you choose to buy this house with your boyfriend, what experts you use, and how the deed and LEGAL agreements are written. That's all that is important. Whomever lives in the home the future will tell. It may be all of you, it may be none. Truly my only interest here is that you PROTECT YOURSELF LEGALLY.
Best of luck. Let us know if you give up on the home, or buy it protecting you interests legally.
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So you just wrote that your boyfriend is just like his mom - irresponsible and lazy and doesn’t listen to you. I think you have answered your question.
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When I married my husband, he had a sibling with autism, a father with a stroke that left him not capable of speaking normally, a mother who also had medical problems. He never asked any of them to live with us because he knew it would ruin our marriage. He may have saw the signs because he grew up with a disabled brother. Your boyfriend has never cared to a disabled person. It requires constant care and attention. I never realized how hard it was until my mother lived with us.
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Sighopinion Feb 2022
Question how did your husband get around tye sibling on the spectrum? My younger sibling is considered low functioning, and I have been dealing with issues. My family wants me to assume her care, I love my sister but not sure how to even go about putting my foot down in that regard. How did your husband go about it.
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Admin - Would it be difficult to post the OP’s questions and answers in a different color? It’s really hard to scroll through all of the answers looking for an update - just a suggestion. Thanks.
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Having found this site and reading so many different situations, some settled, some people in agony trying to settle a situation, some people being pelted by family members, all having an opinion, many not understanding how very difficult it is to send your husband, your father or mother of to a place where you can never know exactly what goes on daily with your loved one, especially if they have any kind of dementia. For me, it has become a horrible time in my life and marriage. I am 70, my husband 77 and he is disabled beyond repair with arthritis, kidney disease, heart failure, wears braces 24/7, swelling in legs/feet and his memory is going. He hadn't had a fall in 3 months until last Sat. . He didn't break anything, just a cut which I fixed up, but I live literally on the edge worrying what will come next. Last week he had a reaction with a pain/sleep med prescribed by a doctor that another doctor referred us to. Well known, respected, not a fly by night clinic. He prescribed this med, at a lower dose and after about 4 week his brain turned to mush, peeing in his urinal and then drinking it before it registered with me what he was doing. Called an ambulance, went to hospital (we have 3 in the area) and was treated to 3 different doctors, all with different opinions, (the nurses most anyway were good) but the doctors would tell us what was going on, then another would come in when the shifts changed and we would start all over again. I even had a different opinion from my son in law who is a family practice doctor. One said my husband would be there maybe for 2 days, but he was kicked out in less than 24 hours, (Medicare not paying because they said the tests they did could have been done on a outpatient basis) home care nurse for a half hour once a week for 3 weeks. Communicated with primary care doctor, guess what-another opinion. I told her how the discharge papers were very inaccurate, under change in medication, nothing about taking him off the bad sleep/pain killer, but he did write to have him stop taking his vitamins. Yes, vitamins. Does the word quack come to mind, but no comment on that. I did finally tell my husband about all the opinions (his dementia improved after they took him off that med which should not have been combined with the pain killers he was already taking, He got very upset, scared and made it clear he would not go into a nursing home. If he falls more, I can no longer help him up so either have to call an ambulance or ask my son in law to come over and he has had enough on his plate. I cry a lot, he said I was doing fine, and I said no, I am not. I personally am not doing fine. I tell you all this because I understand the awful decisions, people telling you should do this or that, watching your family member suffer, wondering if he would suffer more in what are mostly incompetent nursing homes, money or lack thereof, other family members not helping much if at all, depression, anxiety, lack of self care and finally, loving your family member, in my case, my husband of 36 years, so much you are incapable of making a decision cause you are afraid it will be the wrong one. So, I understand. So many opinions, all meaning well, some make sense, some you abhor, wondering when or how this will end- I even worry about dying first and then where would my husband end up. I guess, bottom line, you have to do what feels right to you and your situation and let others have opinions, they may be valid for them, but only you can know what is valid for you. I think if you are in a place you feel a decision has to made for a nursing home, gather calm loving family and tell your loved one you can't do it anymore, and do tons of research, surprise visits to different skilled nursing homes, look at reviews-don't count on online reviews-talk to real people, and talk to someone who knows the ropes and aren't trying to make a sale. And, try to take car of yourself.
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Oh my, don’t do it! Also, why are you putting the down payment by yourself? That’s a huge red flag, also what you say about him and the fact that he will move his Mom into your house doesn’t sound right. I understand it’s his responsibility to help his Mom but not at the cost of your relationship. You have to think about yourself and your kids, you have been through a marriage and divorce before so you are not naive at all the things that can go wrong. Taking your Mother in law in will be a very stressful situation for everyone involved. Maybe you would be better off dating and not moving in together. Let him take his Mom to live with him elsewhere, not your house. Good luck!
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To be honest you have to consider your own health, your not being selfish, just realistic. I don't feel your boyfriend will hear/take on board your opinion, for these reasons I'd cancel the sale. If you do go ahead what happens if he gives up his job to look after his mum? You stand to lose your home and savings.
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A man can have many girlfriends or spouses (serially, that is), but only one mother. Since he has made this decision, you’ve lost the battle. If your name is on the deed, you get to take your half and walk away. If not, you are SOL.

You have one week; see a lawyer now.
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Thank you, Margaret and Geaton, for highlighting that the OP has provided a recent update. Updates can be very hard to find when they are buried deep within posts.

I still have concerns (is it a strictly real estate attorney who has now been consulted?). And this in particular: "We both agreed that If his mother needs to move in when she becomes disabled enough to need care it will only be temporary until she finds a faculty to help her and she will pay for her care out of her own pocket from the sale of her house."

"Temporary" has an entirely different meaning in the world of elders!!!

I hope the OP comes back to update us. I realize that she probably won't, though.
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You say no, I don't agree to your mother moving in.
It is up to him to decide how to react to that. You have one week to settle it. He either finds his mum a nearby home or you don't move in together but give him one week to decide since all your money has been put into the home.
If he says he won't move into the house with you, you can rest assured your relationship would not have survived the stress of his mother living with you.
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It's your decision as well as his. Best wishes whatever you both decide to do. Nobody on here can tell you what to do.

You can also learn to work it out.

I took care of my mom for 15 years and she always came first in my life. She required very maximum care.

Fortunately I have a very understanding employer and I was able to work one day a week for years. That day I worked my husband watched my mom while I worked. She died late 2019 at age 90 years, 3 months. Mum had a litany of chronic diseases not restricted to end-stage Alzheimer's, others included insulin-dependent diabetes, chronic kidney disease, cancer of the liver, and heart issues. She was a challenge but mom was comfortable to the end and two years of hospice. I am very thankful for my husband helping me keep it together and he did help. He thought of my mum as his mom. You know, family. I guess that is what marriage is about. I will always be grateful for my husband and that kind of love will keep us together.
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Not a slave….just here to say well wishes to you and your family. So glad y’all saw an attorney and hopefully settled the issues. That’s good to hear! Good luck and blessings to you. Liz
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Well girl, you cut your cloth to fit the pattern. You know what must be done….Good thing you found out now…
good on you for taking care of dad. It is the most incredibly taxing job a person can EVER have.
my suggestion: (and 2 cents)
Stop the press until he gets a second, third or 4th job to pay for her monthly expense in ASSISTED living, or she can have your room and you move on… don’t walk …RUN!
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