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Who are you caring for?
Which best describes their mobility?
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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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My folks need help making their medicare supplement payments and living expenses now.. Does GIFTING them money for rent or medical expenses disqualify them for medicaid? Will LOANING them money disqualify them?
Unfortunately, gifts and loans count, to the best of my knowledge. It is very frustrating to be where your folks are. You need to talk to an estate attorney or elder attorney who knows Medicaid, but I think this will count. My heart breaks for you now. This is a very hard thing to be going through. Do check it out, however. I could be wrong.
Social Security offers a NEW plan to help with Medicare costs (yes, one govt agency providing funds to help pay another agency's costs). Call your SS office and ask for Form SSA-1020 (Help With Medicare). There are rigid eligibility guidelines but perhaps you can qualify.
Any amount of money during the look back years but when I was starting the paperwork for medicaide they were very interested in any withdrawals of $1000.00 , You need an honest elder lawyer to assist you do not use one who gives free meals at semeniars after they meet with you for your FREE hour and you pay a goodly amount of money they do not know you when you need them to honor their pie in the sky promises like we can HIDE money the year before a person goes into a nursing home when the time comes the answer changes to you can not do anything at this time.
Austin is right that you cannot llsten to any attorney who tells you that you can "hide" assets. First of all, it's wrong. Secondly, you can get into big trouble. A good attorney who knows Medicaid law is very necessary if there are any assets left, so speak of.
Can elderly parents gift money to a family caregiver for services without endangering or impacting Medicaid eligibility should they subsequently enter a nursing home?
Dale - your ? is tagged onto a very old post, you might want to do this again a a new free-standing ?.
Your parents can do it BUT you need to have a "Personal Services Contract" done by an attorney - really this ideally should be drawn up by an elder care &/or estate planning specialist of an attorney. If done correctly, the PSC payments are not viewed as gifting or transferring of assets. But it needs to be done to whatever will pass the sniff test for your state's Medicaid review. Each state does Medicaid slightly differently so there is no 1 answer to all this. You could make the most of the attorney time and do all the other legals needed or update what may have been done in the past.
The PSC needs to be within your parents community standards. What you can do (and will save time & $ @ the law office) is to contact 3 or 4 home health care agencies. Schedule appointments for them to come out to your parents home and get estimates from them as to what's what. This gives you the baseline for community standards tailored to what is needed for your folks. This is also good if later on 3 yrs from now, you get challenged on the amount you have been paid as you have documentation that your folks need $ 3,200 a mo in service rather than $1k.I did a home health agency for my mom prior to her going into IL. Most services require a 4 hr minimum 3 times a week at about $ 20 hr. Some agencies require a letter or Rx from the doctor stating what they need, like they are a "fall risk" or a timed prescription client. Also you can work in your mileage as an expense in the PSC.
IMHO your parents should have the following done: - Durable Power of Attorney (not just POA) - Medical Power of Attorney
- Living Will &/or Advance Directives (DNR) - Declaration of Guardian in Event of Incapacity
- HIPAA Waiver
- Will or a Living Trust
I'm a firm believer in having an elder care attorney take care of all this. It will not be expensive as most is done by the paralegals. You do want to go in prepared with what the information is for the documents (e.g. the residence located at 123 ABC street, aka parcel #5678; Ann Smith, wife of John Smith, with the info on all the births, deaths & prior marriages) as well as valid ID for the elders. If the decisions have been already made, this should all simple, straightforward paperwork. Should take 1 - 2 hrs for intake & then 1 hr a couple of days later for the signatures to be done. The law office usually keeps a copy and gives you an original. You might want to have them do more originals - keep 1 at home; 1 in a safe deposit and another to whomever is listed as the alternative or second DPOA. Request this at the initial visit and remind them - it will be lots cheaper than having to do this later.
If your parent have assets, then all this should be paid from their assets. This also is important if you ever get challenged. If you pay for all, and you benefit, then other family could go to court to find it a coerced document. Good luck.
Hi Dale, Many people make arrangements to pay a family caregiver for help rather than hire someone else. However, it's best to have an elder law attorney who knows your state's Medicaid laws draw up a contract. Advice from an attorney is well worth the price in instances like this.
Please update us as you go through the process. Carol
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Carol
Jim
Carol
Your parents can do it BUT you need to have a "Personal Services Contract" done by an attorney - really this ideally should be drawn up by an elder care &/or estate planning specialist of an attorney. If done correctly, the PSC payments are not viewed as gifting or transferring of assets. But it needs to be done to whatever will pass the sniff test for your state's Medicaid review. Each state does Medicaid slightly differently so there is no 1 answer to all this. You could make the most of the attorney time and do all the other legals needed or update what may have been done in the past.
The PSC needs to be within your parents community standards. What you can do (and will save time & $ @ the law office) is to contact 3 or 4 home health care agencies. Schedule appointments for them to come out to your parents home and get estimates from them as to what's what. This gives you the baseline for community standards tailored to what is needed for your folks. This is also good if later on 3 yrs from now, you get challenged on the amount you have been paid as you have documentation that your folks need $ 3,200 a mo in service rather than $1k.I did a home health agency for my mom prior to her going into IL. Most services require a 4 hr minimum 3 times a week at about $ 20 hr. Some agencies require a letter or Rx from the doctor stating what they need, like they are a "fall risk" or a timed prescription client. Also you can work in your mileage as an expense in the PSC.
IMHO your parents should have the following done:
- Durable Power of Attorney (not just POA)
- Medical Power of Attorney
- Living Will &/or Advance Directives (DNR)
- Declaration of Guardian in Event of Incapacity
- HIPAA Waiver
- Will or a Living Trust
I'm a firm believer in having an elder care attorney take care of all this. It will not be expensive as most is done by the paralegals. You do want to go in prepared with what the information is for the documents (e.g. the residence located at 123 ABC street, aka parcel #5678; Ann Smith, wife of John Smith, with the info on all the births, deaths & prior marriages) as well as valid ID for the elders. If the decisions have been already made, this should all simple, straightforward paperwork. Should take 1 - 2 hrs for intake & then 1 hr a couple of days later for the signatures to be done. The law office usually keeps a copy and gives you an original. You might want to have them do more originals - keep 1 at home; 1 in a safe deposit and another to whomever is listed as the alternative or second DPOA. Request this at the initial visit and remind them - it will be lots cheaper than having to do this later.
If your parent have assets, then all this should be paid from their assets. This also is important if you ever get challenged. If you pay for all, and you benefit, then other family could go to court to find it a coerced document. Good luck.
Many people make arrangements to pay a family caregiver for help rather than hire someone else. However, it's best to have an elder law attorney who knows your state's Medicaid laws draw up a contract. Advice from an attorney is well worth the price in instances like this.
Please update us as you go through the process.
Carol