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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Sorry, what? Where is the parent living? In general a person pays for the care they receive, they don't make a "donation", even if the caregiver is their family member and not an outsider. It is always better to draw up a legal contract for these things so that everyone is on the same page when it comes to duties and compensation and so that there is no snafu if there is ever a need to apply for medicaid somewhere in the future.
Ally, do you mean help pay for some of the utility costs, groceries, gas money? Yes, a parent can help pay for 1/2 or 1/3 of such costs. Sorta like a room-mate situation. As cwillie mentioned above, draw up a contract that says what percentage the parent would be paying.
Siblings taking care of another sibling or living together is pretty common in some cultures. It's common enough that a sibling can submit an exemption to Medicaid estate recovery (MERP) for those that inherit a house from the sister/brother they were taking care of for TX MERP. It's kinda different than for children caregivers in that the sibling is older and already on SS & maybe also a pension so the financial need may not be as intense for them as it would be for a kid who leaves their job, salary, benefits, etc to caregive for their parent(s; yet having their older sister or brother move in with them has increased their living expenses but they really don't need personal income (as they have SS &/or retirement).
So Ally is this the situation? If so, here's my suggestion, if there is no mortgage still owed by the caregiver sibling who owns the home, then I'd have the live-in pay for 50% of all the monthly costs on the house; and they write a check for 50% of whatever each month for electric company, yard guys, etc. and paid to the vendor each month (no checks written to sibling). For groceries maybe have them use a debit card to pay 50% of it and then the other sibling pays the rest. I would NOT have them pay any of the property taxes or insurance as to be those are static costs no matter who or how many live in the house. IF this can work, then I would do that as probably no blowback from Medicaid or family later on. Their bank account would show payments to legitimate companies with no gifting involved. Now if there still is a mortgage and they are paying "rent", well for that I'd see an elder law atty to figure out just how to do a personal services contract & rental agreement and deal with the income increase. "income" for some on SS is sticky as they can't make $ above a certain amount without it becoming an issue for that SS payment. Plus rental income needs special tax filing. So you need an atty who understands how to make the #'s work.
I'd also look at what happens if the caregiver sister who is the property owner should die first as to what happens to the other sister. Like maybe an agreement that she can stay there 6 months afterwards; she may not do it but at least has that there so reduces panic.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
In general a person pays for the care they receive, they don't make a "donation", even if the caregiver is their family member and not an outsider. It is always better to draw up a legal contract for these things so that everyone is on the same page when it comes to duties and compensation and so that there is no snafu if there is ever a need to apply for medicaid somewhere in the future.
So Ally is this the situation? If so, here's my suggestion, if there is no mortgage still owed by the caregiver sibling who owns the home, then I'd have the live-in pay for 50% of all the monthly costs on the house; and they write a check for 50% of whatever each month for electric company, yard guys, etc. and paid to the vendor each month (no checks written to sibling). For groceries maybe have them use a debit card to pay 50% of it and then the other sibling pays the rest. I would NOT have them pay any of the property taxes or insurance as to be those are static costs no matter who or how many live in the house. IF this can work, then I would do that as probably no blowback from Medicaid or family later on. Their bank account would show payments to legitimate companies with no gifting involved. Now if there still is a mortgage and they are paying "rent", well for that I'd see an elder law atty to figure out just how to do a personal services contract & rental agreement and deal with the income increase. "income" for some on SS is sticky as they can't make $ above a certain amount without it becoming an issue for that SS payment. Plus rental income needs special tax filing. So you need an atty who understands how to make the #'s work.
I'd also look at what happens if the caregiver sister who is the property owner should die first as to what happens to the other sister. Like maybe an agreement that she can stay there 6 months afterwards; she may not do it but at least has that there so reduces panic.
They need to keep their finances separate.