Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Is he a Veteran? VA Aid and Attendance Benefit is helpful/They will not be able to take everything if he can go on Medicaid /get a financial planner to help you sort out the options.
You may want to try Americans with disabilities (http://www.ada.gov/) for some help. Also, as was said, is he a veteran? Check with the VA, if so.
If he does need a nursing home, you will need to pay for it, of course, though if you are already on Medicaid, they will pay. You may find in-home care sufficient for awhile. In some areas veterans can get some in-home assistance. You also may want to try your state's Web sites under aging services and ask for information on services in your area. There may be many things that can be done before he needs a nursing home.
This is tough to go through. I hope you can find someone to help you. Carol
Under the federal Medicaid rules, the at-home spouse (you) is allowed to keep up to $109,560, and the nursing home spouse up to $2,000. This is in addition to various exempt assets such as your home, one car, all personal property, and a few other items. If you and your husband have countable assets above these limits, then you either must spend it down on his nursing home bill or implement one of the many planning techniques available to protect some of your assets. What you should do will depend on the state you live in (the Medicaid rules vary by state), the amount of money you both have, his health, etc.
Planning for Medicaid eligibility can be a complex topic, one surely requiring the assistance of an experienced Elder Law attorney.
The new long-term care policies can be very good, but if depends very much on your age and state of health as to whether it's a good idea for you.
You may want to get some references from your state insurance agency so you know you are dealing with an honest agent, and then check out some policies. Move carefully, and if you need an estate or elder attorney's opinion, get it. You don't want to be paying for a policy that won't help you in the end. If you are young enough and in good health, it can be a good idea to look into it, however. Carol
This sounds like a situation where it's too late to qualify for long-term care insurance. While LTCI can be a great product, and much more affordable when purchased in one's 50's vs. one's 70's or 80's, too often people do not even think about it until the person to be insured is already in a nursing home or diagnosed with Alzheimer's, etc., at which point the insurance company will reject the application.
In such situations, there are still some "crisis planning" techniques available to qualify for Medicaid and still protect a good portion, if not all, of a person's assets.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If he does need a nursing home, you will need to pay for it, of course, though if you are already on Medicaid, they will pay. You may find in-home care sufficient for awhile. In some areas veterans can get some in-home assistance. You also may want to try your state's Web sites under aging services and ask for information on services in your area. There may be many things that can be done before he needs a nursing home.
This is tough to go through. I hope you can find someone to help you.
Carol
Planning for Medicaid eligibility can be a complex topic, one surely requiring the assistance of an experienced Elder Law attorney.
--Gabriel Heiser, AgingCare.com Expert https://www.agingcare.com/authors/k-gabriel-heiser
You may want to get some references from your state insurance agency so you know you are dealing with an honest agent, and then check out some policies. Move carefully, and if you need an estate or elder attorney's opinion, get it. You don't want to be paying for a policy that won't help you in the end. If you are young enough and in good health, it can be a good idea to look into it, however.
Carol
In such situations, there are still some "crisis planning" techniques available to qualify for Medicaid and still protect a good portion, if not all, of a person's assets.