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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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The VA does lets you know that "income and net worth cannot equal or exceed $80,000 and b) countable income cannot exceed $11,180 annually." If you do not meet that than you pay the 90% of income from all sources for your care. It is expensive everywhere I just thought (wrongly) that for those who served in war time they might not have to pay so much.
MsPatS, then you have him apply for Medicaid. Medicaid will give you a CSA= community spouse allowance. There ARE tax breaks on property tax for disabled veterans AND your tax preparer will establish a large deduction on your federal tax return on Schedule A. PLEASE see and elder law attorney.
Appreciate the feedback. My husband has a good income and I am not complaining except that the VA is not considering the spouse at all. At 90% taken from all sources living on 10% the spouse would be lucky not to go thru all savings in a year. No break is given from state or Federal taxes, or the cost of staying in the home for the spouse. I am not sure how soon I will have to sell the house and find cheaper living conditions. If things were reversed would they just take 90% of my income - now that would be a bargain.
I am wondering why this was not investigated first. It is obvious that he cannot afford to be in the VA facility. Leaving his wife in proverty is not an option...so, this is not something that should have been done in the first place
Arlene21.... Social Security Disability (SSDI) can be applied for at any age. Once qualified, Medicare will be available two years later. Medicaid is available to those under the age of 65 if deemed disabled by Social Security standards even if not receiving SSDI. Your best bet is to contact your local Area Agency on Aging (aka Aging and Disability Resource Center). Every county in the US has one and they act as a "clearing house" of sorts for all federal, state, and local resources available for the aged and disabled. They will be able to direct you to various available benefit programs and their eligibility requirements.
There are two types of VA long-term care facilities. State VA Nursing Homes and VA "Community Living Centers".
Admittance to Community Living Centers is usually reserved for those with service connected disabilities of between 60% and 70%. A co-pay may be required if the veteran's income is above a specified limit.
State Veteran Nursing Homes will generally accept veterans with non-service connected disabilities and will expect the veteran to pay all of their income to the facility with no dispensation for a spouse living at home.
It is for this reason that Medicaid is the preferable solution if there is a spouse who does not have adequate income of their own as Medicaid does provide relief for spouses of Medicaid recipients.
I'm going to take my dad to live in Thailand. He is currently in a VA long term facility and we will go in a few months. Maybe the first time will be short, but long term, it will be very cheap. I do have a plan for more....
Without knowing your citizen and state and I can only offer very generic replies. First I would contact your local Dept for Aging and see if your loved one is eligible for assistance with any of the services for which I you are currently paying out of pocket. Second, contact your local elected representative and see if their office can make any suggestion.
Other resources that you may want to check are:
Hidden Heroes https://hiddenheroes.org/resources
Rosalynn Carter Center for Caregiving http://www.rosalynncarter.org/resources/
National Alliance for Caregiving http://www.caregiving.org/resources/military-families/
I know couples where the husband is in long term nursing with Medicaid. These women did not lose their homes. You need to talk to Social Services to see what ur husband is entitled to. Just a question, aren't VA homes free of charge for a vet?
You do not need an attorney to get Social Security disability. All you need is a form filled out by your doctor stating you have a "terminal" illness and/or another disabling illness and can no longer work. Those persons under 65 are eligible. Talk to social security. I got it at 53 yrs.
To the people at the age of 57, if one of you has Alzheimer's you should call up Hospice and be evaluated. They will provide help. Even though you are not yet on Medicare, you are considered disabled and can speak to a lawyer about disability. SSI. I don't know much about this, but would suggest you seek an attorney's help or legal aide for your state, maybe see if AARP can help you.
MsPatS-I hear you sister! Both my husband and I are 57. He has Alzheimer's. I wonder this all the time. Yes, I got my assets protected, but I'm not sure that I will be able stay in my home without his pension and SS. Which of course he will need for his care. Basically we are f&*ked. After over a year of asking this question I finally got and answer from my doctor and the Alzheimer's association. Yes, people are selling their homes and moving to lower costing states, or out of the country all together. Not sure why the life of a person with dementia is more valuable than a working, contributing member of society, but evidently it is here in America. We are under 65, so there is really no help. Most assistance out there is for seniors. If you are over 65 you might have a better chance. I hope you find some help.
I have been trying to get Aid & Attendance since 2011, have been my husbands caregiver over 20yrs, I am 81, my husband 86. He was a career man and is 100% disabled. I have a large file of avenues sort for help, it seems that since I am his spouse and still on two feet no help is available. He falls under the Vietnam era and should still considered under the WWII Vets Aid & Attendance. I hope you have better luck than me. Silver threads.
Contact your VA disability rep as soon as possible to file for Aid & Attendance to help with your living expenses. Do it ASAP because the process is a long one.
That was not mentioned, although I did express my concern saying "how is the spouse supposed to pay the bills without going broke' There was no response to that question. I realize it Is expensive everywhere and will try to keep him home as long as possible. Very scary times. Thanks for the info, I will check that out.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Social Security Disability (SSDI) can be applied for at any age. Once qualified, Medicare will be available two years later.
Medicaid is available to those under the age of 65 if deemed disabled by Social Security standards even if not receiving SSDI.
Your best bet is to contact your local Area Agency on Aging (aka Aging and Disability Resource Center). Every county in the US has one and they act as a "clearing house" of sorts for all federal, state, and local resources available for the aged and disabled. They will be able to direct you to various available benefit programs and their eligibility requirements.
Admittance to Community Living Centers is usually reserved for those with service connected disabilities of between 60% and 70%. A co-pay may be required if the veteran's income is above a specified limit.
State Veteran Nursing Homes will generally accept veterans with non-service connected disabilities and will expect the veteran to pay all of their income to the facility with no dispensation for a spouse living at home.
It is for this reason that Medicaid is the preferable solution if there is a spouse who does not have adequate income of their own as Medicaid does provide relief for spouses of Medicaid recipients.
Other resources that you may want to check are:
Hidden Heroes
https://hiddenheroes.org/resources
Rosalynn Carter Center for Caregiving
http://www.rosalynncarter.org/resources/
National Alliance for Caregiving
http://www.caregiving.org/resources/military-families/
Good Luck